Health Insurance Companies
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Blue Cross Blue Shield
Health Insurance Companies
Since 1929, Blue Cross Blue Shield (BCBS) companies have provided healthcare coverage to members, allowing them to live free of worry, free of fear. In every ZIP code, Blue Cross Blue Shield offers a personalized approach to healthcare based on the needs of the communities where their members live and work. They work closely with hospitals and doctors in the communities they serve to provide quality, affordable healthcare. We understand and answer to the needs of local communities, while providing nationwide healthcare coverage that opens doors for 115 million members in all 50 states, Washington, D.C., and Puerto Rico. Nationwide, more than 1.7 million doctors and hospitals contract with Blue Cross Blue Shield companies — more than any other insurer. The Blue Cross Blue Shield Association is a national association of 34 independent, community-based and locally operated Blue Cross Blue Shield companies . The Association owns and manages the Blue Cross and Blue Shield trademarks and names in more than 170 countries around the world. The Association also grants licenses to independent companies to use the trademarks and names in exclusive geographic areas. Blue Cross Blue Shield Global® capitalizes on the network strength and name recognition of Blue Cross Blue Shield inside the U.S. and Bupa Global outside the U.S. to provide access to one of the largest care networks in the world. That, coupled with high tech, high-touch service from GeoBlue creates a simplified international healthcare experience for our members. Source: https://www.bcbs.com/

Centene Corporation
Health Insurance Companies
Centene is committed to helping people live healthier lives. We provide access to high-quality healthcare, innovative programs and a wide range of health solutions that help families and individuals get well, stay well and be well. Since its founding as a single local healthcare plan in 1984, Centene's heart and soul has been linked to the health of the communities we serve. From that day until now, Centene has worked tirelessly to fulfill needs in healthcare and help more individuals. As we go about our work today, this long-held commitment to the lives of children, families, seniors, people with disabilities and many more is encapsulated in our purpose: Transforming the health of the community, one person at a time. Empowering people to create healthy habits that last a lifetime Delivering a full spectrum of care from physical health to emotional wellness Helping our neighbors create a stronger, healthier community Source: https://www.centene.com/

Cigna
Health Insurance Companies
At Cigna, we're more than a health insurance company. We are your partner in total health and wellness. And we’re here for you 24/7 – caring for your body and mind. As a global health service company, Cigna's mission is to improve the health, well-being, and peace of mind of those we serve by making health care simple, affordable, and predictable. We make it easy to get care – letting you choose how, when, and where you want it. We make health care more affordable by partnering with providers who provide quality, cost-effective care. Our goal is to provide you with comprehensive health care coverage with “no surprises.” Our values are the core of our culture. Our values guide how all 74,000 of us around the world work together, serve our customers, patients, clients, communities, and deliver on our mission. Our Health Accelerated: Life ConnectedSM approach integrates the physical, emotional, financial, social, and environmental aspects of health and well-being. Learn how we partnered with over 1 million prescribing providers to reduce opioid use among our customers by 25 percent, in our annual corporate responsibility report 1 Cigna is leading the way in transforming health care, innovating across the delivery system to expand choice and improve quality, affordability, and experience. When a national disaster occurs, we help our affected customers by lifting certain benefit restrictions and providing helpful resources on our Disaster Resource Center . Through our Cigna foundation programs , we help the underserved overcome barriers to health and improve access to care. Cigna is a global health services company dedicated to improving the health, well-being, and peace of mind of those we serve. With more than 190 million customer and patient relationships in more than 30 countries and jurisdictions , we are able to harness actionable insights that address whole-person health and drive better health outcomes. Our global workforce of more than 70,000 employees is dedicated to living our mission and being champions for our customers and communities. We call this the “Power of We.” By working together in close partnership with our colleagues, customers, providers, clients, and communities, we are able to create personalized solutions and advance whole-person health. Our goal is to provide the right services and solutions, in the right setting, at the right time, to address the diverse health needs of our customers and patients in a highly personalized way – each and every day. Cigna's quality plan options, personalized health care support, and low costs, provide you with access to the expertise and care you need, when you need it. With $0 virtual care (telehealth),1 $0 preventive care visits ,2 and $3 or less for generic prescription drugs ,3 Cigna's plans and programs make it easy for you to get affordable, quality care. Connect with virtual care doctors and nurses, or customer service, when you need them. Have a critical health situation? Get dedicated support with the My Personal Champion® program, making it easier to navigate the health care system. The myCigna® website and mobile app4 help you find quality in-network providers, order and refill prescriptions, pay claims, and more. You also get data-driven customized alerts for health coaching, specialized care, and cost savings-–all based on your unique heath care needs. See specialists without referrals.5 Your Primary Care Provider (PCP) can even help you find one that's in-network and right for the care you need. By completing simple activities, like scheduling a preventive exam or getting a flu shot, you can earn points to redeem for up to $275 in rewards. For medical conditions like asthma, chronic obstructive pulmonary disease (COPD) , and diabetes , Cigna has specific plans that offer additional $0 out-of-pocket costs for select tests, supplies, and equipment. Source: https://www.cigna.com/

CVS Health
Health Insurance Companies
We are the leading health solutions company, delivering care like no one else can. Our purpose is simple and clear: Bringing our heart to every moment of your health™. What sets CVS Health apart isn’t just the health care we provide. It’s how we provide it. We help people navigate the health care system — and their personal health care — by improving access, lowering costs and being a trusted partner for every meaningful moment of health. Learn more about our purpose We reach more people and improve the health of communities across America through our local presence, digital channels and over 300,000 dedicated colleagues – including more than 40,000 physicians, pharmacists, nurses and nurse practitioners. Meet some of our Heart At Work® heroes Our executive team has a wealth of experience across the health care spectrum. Meet our executive officers We reach people in more ways and improve the health of communities across America through our local presence, digital channels and dedicated colleagues. See facts and figures about CVS Health Our company has grown and changed since its start, but our commitment to our customers, patients, clients and communities has remained consistent for more than 50 years. Explore some key moments for our company Source: https://www.cvshealth.com/

Elevance Health (formerly Anthem)
Health Insurance Companies
Fueled by our bold purpose to improve the health of humanity, we are transforming from a traditional health benefits organization into a lifetime trusted health partner. Our nearly 100,000 associates serve more than 118 million people, at every stage of health. We address a full range of needs with an integrated whole health approach, powered by industry-leading capabilities and a digital platform for health. In partnership with nearly 100,000 associates, Elevance Health is fueled by our purpose to improve the health of humanity. Through our family of companies, we support health at every life stage, offering health plans and clinical, behavioral, pharmacy, and complex-care solutions that promote whole health. Through its affiliates, Elevance Health offers a comprehensive suite of commercial, Medicare, and Medicaid plans that focus on whole health and its drivers to help improve outcomes for employers, individuals, families, and communities. Anthem Blue Cross and Blue Shield and affiliated blue plans are offered in 14 states. Anthem Blue Cross and Blue Shield Affiliated Health Plans Wellpoint is comprised of affiliated health plans and specialty companies. Wellpoint Carelon focuses on solving the most complex challenges in healthcare. Our solutions connect people with technology, data, and expertise — making it possible to support whole health and streamline the health system. Carelon serves 1 in 3 Americans through partnerships with health plans, customers, government agencies, and care providers. Carelon Learn more about other Elevance Health specialty companies, affiliates, and divisions. Other Elevance Health Companies At Elevance Health, our strategy to become a lifetime trusted health partner comes to life through four core areas: We put the people we serve at the center of all that we do, to exceed expectations, optimize health outcomes, and advance health equity for our consumers. We bring together the right resources and the right people, so that we anticipate and deliver with speed and accuracy. We connect with consumers, care providers, and the entire health ecosystem to reinvent care delivery, operations, and interactions. We partner to address physical, behavioral, social, and pharmacy needs to improve health, affordability, quality, and access for individuals and communities. Bring your ID card or have your digital ID handy on the Sydney Health mobile app. If you don’t have one, you can log in to request one and print a temporary card. Tell your doctor about any allergies, current medications you take, and your general health history. Ask questions. If you don't understand something during your visit, ask for an explanation. If you’re unsure whether you’re covered for your visit, call the number on your card beforehand. You may require pre-approval. Write down your prescription name and dosage for your own records. Drop off your prescription at your local pharmacy. When you pick up your prescription, make sure that it matches the original doctor request and check that it matches the description on the bottle. Double-check with your pharmacist if your new RX has any interactions with other medications you might take. You may be able to get your prescriptions by mail order and delivery to your door. Log in to find out. Elevance Health’s mission of improving lives and communities and expecting more is personified by our nearly 100,000 associates. It is our privilege to reflect the communities we serve. Elevance Health is reimagining the health system and taking a more holistic approach to improve outcomes, equity, and accessibility. Phone: 888-268-4361 Source: https://www.elevancehealth.com/

GuideWell
Health Insurance Companies
Having a quality insurance plan and being able to pay for quality medical care is a start, but people are ever more aware that achieving better health means addressing all aspects of their health, a healthy lifestyle in addition to getting the right care. They need new information, new alternatives, new kinds of services, and new ways of getting them. The changing world of health care gives people control, responsibility and more choice, but many have less confidence in what to do next. Health is personal and everyone’s needs are different. People are looking for a complete solution that’s simple, addresses all their concerns and fits their lifestyle. That’s why we’ve built a new world of health and health care resources; collaborating with and creating a spectrum of forward-thinking companies who offer a broad range of health-related products and services. Established in 2014, GuideWell is a not-for-profit mutual holding company, and the parent to a family of forward-thinking companies focused on advancing health care. We are at the forefront of the health care evolution – innovating, collaborating and advocating for a health care system that works better for everyone. Meet our family of companies . We apply our deep knowledge, intimate relationships, and broad view of the health care continuum and the different consumers who use it to reimagine and reshape the system into a more integral and useful part of people's everyday lives. Dedicated to its mission of helping people and communities achieve better health, GuideWell is at the forefront of the evolution of health care, forging ahead by innovating, collaborating and advocating for better health care. We help people make sense of this new world by forming an integrated ecosystem of products and services and ensuring they get the best experience. We're always building and refining to drive higher efficiency and exceptional care throughout the system. We strongly believe that everyone deserves access to quality, affordable and equitable health care, and that we must build a health care system that works for everyone. We also recognize that, beyond individual and community health, we must be stewards of environmental health. Importantly, we know that we cannot do this alone. That is why GuideWell has an extensive, valued network of partners and collaborators whose work strengthens and advances our own, and why we believe in elevating voices that speak to the diverse needs of our communities. Ultimately, we believe in creating better health together. View the 2021 GuideWell Social Impact Report Through our family of forward-thinking companies and our foundation, GuideWell touches the lives of over 46 million healthcare consumers and interacts with nearly 500 nonprofit relationships to fulfill our mission of helping people and communities achieve better health. We are improving the cost, quality, and access of health care for our customers by applying our broad industry experience to reimagine and reshape the future of health. In this spirit, we collaborate with, support and create health companies with a broad range of health-related products and services that are integral and useful to people's everyday lives. Source: https://www.guidewell.com/

HCSC
Health Insurance Companies
Health Care Service Corporation, a Mutual Legal Reserve Company (HCSC), and an Independent Licensee of the Blue Cross and Blue Shield Association, is the largest customer-owned health insurer in the United States, which operates our Blue Cross and Blue Shield® Plans in Illinois, Montana, New Mexico, Oklahoma and Texas. HCSC affiliates and subsidiaries such as Dearborn Group®, Medecision and Dental Network of America offer group life, disability and dental solutions, as well as a range of other individual solutions. The company, founded in 1936, serves nearly 17 million members across five states and employs nearly 24,000 people in over 60 local offices. HCSC is dedicated to expanding access to high quality, cost-effective health care and equipping our members with information and tools so they can make the best health care decisions for themselves and their families. Our health plans were pioneers in their states, as they were the first to provide coverage for a number of procedures — ranging from heart and bone marrow transplants, to cancer and leukemia treatments. Today, we are leaders in the development of value-based care models to spur greater collaboration and accountability among various stakeholders to improve the health care experience for patients and consumers and enable them to lead healthier lives. HCSC is dedicated to contributing to the well-being of the communities in which our employees and members live, work and play. We continue our longstanding tradition of community support through charitable investments with community partners, volunteerism, civic engagement, event sponsorship, employee giving, donation drives and in-kind donations. As the largest non-investor-owned health insurer in the country, HCSC views health care financing, access and delivery with a long-term perspective that promotes the entire health care system, not just the company's position. Among the keys to HCSC's success is the collaborative approach the company employs to develop health care solutions with physicians, hospitals, employers, the government and community-based health organizations. Financial strength: HCSC recognizes that its members depend on the company to provide health-related financial security and protection from overwhelming health care costs. Membership: By maintaining strong levels of health plan membership, HCSC is not only able to provide access to more affordable, quality health care, but also is able to spread risk and medical expenditures across a large enough population to help offset rising health care costs for its members. Administrative costs: Although administrative costs only account for about 10 cents of a health care premium dollar, HCSC recognizes that as the company can reduce those costs, it can help slow the rate of premium price increases. Member loyalty: HCSC's member loyalty in comparison to other health insurers shows how well the company is performing versus its peers in the eyes of the customer. Local health care delivery has provided HCSC a competitive advantage since its beginning It's important to stay close to customers to meet their needs, and we've done so by maintaining a large employee presence in each of our states We believe in sharing responsibility for the well-being of the communities where we do business Corporate Contributions Program Care Van® mobile immunization programs in each of our states Extensive company and employee support of community and charitable organizations For more than 80 years, HCSC has been there for our members — sometimes during the worst times in their lives. We are there as an ally, to provide security and peace of mind. We are able to do this because of our employees’ commitment and passion. It is who we are. Everything we do at HCSC is guided by a straightforward core purpose: To do everything in our power to stand with our members in sickness and in health. Supporting this core purpose are five essential values that drive our decisions each day: INTEGRITY Always do the right thing. RESPECT Everyone deserves it. COMMITMENT We keep our promises. CARING We put our heart into our work. EXCELLENCE We drive extraordinary results. As a customer-owned health insurer, we’re owned by our policyholders, not stockholders. This allows us to focus solely on customer needs and not worry about shareholder expectations. Since we're not obliged to individual and institutional investors who seek a maximum return on their investments in our company, we are able to approach the critical issues affecting health care financing, access and delivery with a balanced, long-term perspective. Source: https://www.hcsc.com/

Humana
Health Insurance Companies
Since 1961, Humana has been committed to helping people live healthy and happy. Our approach is simple—offer personalized care from people who care. We do this by listening to our members and creating solutions to help them reach the best version of themselves. We’re also deeply invested in towns and cities across the country, and we strive to support and improve communities at a local level. At Humana, we’re dedicated to improving the health of every person we serve. We believe everyone should have equitable access to the tools and support they need to be as healthy as possible—support that’s personalized and easy to use. That means we’re committed to learning more about the unique factors impacting a person’s total health, recognizing that helping them with their health oftentimes requires addressing environmental conditions, and social and lifestyle factors (housing, education, employment, etc.) that prevent them from getting and staying well. As we learn more about what matters most to our customers, and make things easier for them, we begin to establish trust, which gives us the permission space to help them with their health. That’s where real transformational change begins. We have been at this for a while. Building trust and taking care of people has always been core to our values and our company’s purpose and mission. As a corporate citizen, we believe that for us to have sustainable success as a company, we need to not only have satisfied customers and associates, but we must also contribute to society by tackling larger issues that stand in the way of healthy communities. Nationally , we are working to advance health equity and are leading by example, using our strengths to bring about lasting change. Whether it’s through the unique programs and services we offer aging adults, veterans, and individuals in communities that have been historically underserved, or through our green energy initiatives, stable housing efforts, and customer data privacy protection, we’re dedicated to providing support for what matters most. In our workplaces , we are creating safe and supportive spaces to nurture professional purpose and individual development. More than a third of our employees are part of network resource groups that offer opportunities for connection and growth. In addition, we are investing in programs that encourage our teammates to express their talents through mentorship and volunteering, with the goal of increasing inclusion, diversity, and equity. Last year alone, over 16,000 Humana employees rolled up their sleeves to give back to their communities. In our communities , we support the dedicated people and organizations at the forefront of community health, helping accelerate their reach and impact. These collaborations move us towards the goals of eliminating social and structural barriers to health to achieve health equity. 60% of our ability to lead a healthy, meaningful life is shaped by environmental conditions and social/lifestyle factors, and we have leaned into that. At the start of the pandemic, we quickly established a program to meet basic needs of our members, and by the end of 2021 we served over 1.6 million meals and provided other social health supports for more than 94,000 individuals at risk of food insecurity. We have a longstanding commitment to transparent reporting on these investments and outcomes, to show the progress around our environmental, social and governance (ESG) strategy to improve the health of each person, each community, the healthcare system and our environment. Our 2021 Humana Impact Report highlights these initiatives and disclosures across 5 categories: Talent and diversity Access to healthcare Environmental impact Data privacy and protection Product quality and safety. Addressing and measuring our progress is critical to achieving our business strategy and creating broad stakeholder value. We know that transparency is how we will continue building trust with you. And what matters most is you—our customers, our employees, our partners and our communities. Your partners in health, From philanthropy to public policy, we stand committed to making a positive impact on the lives we touch and communities we serve. Learn more about who we are through our standards of excellence, political contributions and activities, investor relations and more. Source: https://www.humana.com/

Molina Healthcare
Health Insurance Companies
Molina Healthcare, Inc., a FORTUNE 500 company, provides managed health care services under the Medicaid and Medicare programs and through the state insurance marketplaces. Through its locally operated health plans, Molina Healthcare serves approximately 5 million members. We improve the health and lives of our members by delivering high-quality health care. Medicaid Molina Healthcare contracts with state governments and serves as a health plan, providing a wide range of quality health care services to families and individuals who qualify for government-sponsored programs, including Medicaid and the State Children's Health Insurance Program (SCHIP). Molina Healthcare offers Medicaid plans in Arizona, California, Florida, Idaho, Illinois, Kentucky, Massachusetts, Michigan, Mississippi, Nevada, New York, Ohio, South Carolina, Texas, Utah, Virginia, Washington and Wisconsin. Molina Healthcare offers Medicare Advantage plans designed to meet the needs of individuals with Medicare or both Medicaid and Medicare coverage. Molina Medicare plans offer comprehensive, quality benefits and programs including access to a large selection of doctors, hospitals and other health care providers at little or no out-of-pocket cost. Molina Healthcare has been selected for several duals demonstration projects as part of a member-centered health care approach for people who are eligible for both Medicaid and Medicare. Molina has been working with these members through our Medicaid and Medicare health plans for many years, and this experience will help us provide these members with high quality care that meets their unique needs. Molina Healthcare offers Marketplace (known as Exchange in some states) plans in many of the states where we offer Medicaid health plans. Our plans allow our Medicaid members to stay with their providers as they transition between Medicaid and the Marketplace. Additionally, they remove financial barriers to quality care and keep members' out-of-pocket expenses to a minimum.

United Healthcare
Health Insurance Companies
UnitedHealthcare is dedicated to helping people live healthier lives and making the health system work better for everyone. We serve millions of people from their earliest years through their working lives and through retirement. UnitedHealthcare brings together the talents of more than 125,000 employees — and they are at the heart of everything we do. Every day, we live our core values – integrity, compassion, relationships, innovation and performance. We do this as we help deliver simple experiences and focus on our goal of improving access to quality care at an affordable cost for all. Empowering Health is our commitment to addressing important issues that impact people’s health. We do this by helping expand access to care and addressing social determinants of health like housing, food and transportation. Through philanthropic and business investments, innovation and volunteerism, we are making a difference, one person at a time. UnitedHealthcare is the health benefits business of UnitedHealth Group, a health care and well-being company working to help build a modern, high-performing health system through improved access, affordability, outcomes and experiences. UnitedHealth Group also includes Optum , a business that delivers care aided by technology and data, empowering people, partners and providers with the guidance and tools they need to achieve better health. The people of UnitedHealth Group are working to build a modern, high-performing health system through improved access, affordability, outcomes and experiences. UnitedHealth Group is working to reduce the total cost of health care with initiatives that strengthen transparency, engagement and incentives for consumers; optimize sites of care; apply value-based payment models and eliminate surprise billing. A significant health care challenge for many patients is selecting the best site of care for diagnosis and treatment. For procedures requiring a high level of skill and experience, some patients are diagnosed and receive treatment at facilities with lower success rates and a higher incidence of complications. To address this issue, Optum offers Centers of Excellence programs that connect members to high-quality, cost efficient care. COEs are high-performing programs within a hospital or medical facility that have met rigorous qualification criteria and have a proven history of clinically superior and cost-effective outcomes. Facilities and physicians that participate in COEs typically have high case volumes and deep levels of experience and specialization, which results in their ability to more accurately diagnose conditions and deliver better care with fewer complications. COE networks include bariatric surgery, cancer, spine and joint, congenital heart disease, neonatal care, fertility, solid organ/stem cell transplants, and ventricular assist devices. Historically, care providers have been paid based on the quantity of services they deliver. However, more recently, the focus has shifted to value-based care that reimburses providers based on the quality of care they deliver and patients’ actual health outcomes. UnitedHealthcare is a leader and champion of value-based care, creating health plans tailored to each community’s needs, offering resources and incentives to motivate consumers to choose high-performing, value-based care providers. In addition, UnitedHealthcare collaborates with care providers, offering technology, data and other assistance as well as financial rewards for delivering excellent patient results at lower costs. Source: https://www.uhc.com/